Sadajyoti Saving & Credit Co-operative Ltd
Creating opportunities for financial growth
Services
Personal Loan
Sadajyoti Saving & Credit Co-operative Ltd. offers Personal Loan Accounts designed to meet the diverse financial needs of its members. Whether it's for education, medical expenses, home improvement, travel, or any personal requirement, this loan facility provides flexible and affordable financing options.
Fixed Deposit
A Fixed Deposit (FD) account at Sadajyoti Saving & Credit Co-operative Ltd. is a secure and reliable way to grow your savings. It is ideal for individuals who want to earn higher interest on their money by depositing a fixed amount for a specified period.
Saving Account
Sadajyoti Saving & Credit Co-operative Ltd. offers a flexible and secure Saving Account to encourage regular saving habits among its members. This account is designed for individuals who want easy access to their funds while earning steady interest.
Business Loan
Sadajyoti Saving & Credit Co-operative Ltd. provides Business Loans to support entrepreneurs, shopkeepers, and small-to-medium business owners. Whether you're starting a new venture or expanding an existing one, this loan is designed to help your business grow with accessible financing.
Foreign Remittance Account
Sadajyoti Saving & Credit Co-operative Ltd. offers a Foreign Remittance Account to facilitate safe, legal, and efficient receipt of money sent from abroad. This service is specially designed for families of migrant workers and individuals who receive foreign income.
Current Account and Overdraft facility
The Current Account is designed for business owners, traders, professionals, and organizations that require frequent transactions. It offers flexibility, convenience, and access to additional financial services for managing daily business operations. The Overdraft Facility allows eligible current account holders to withdraw more money than they have in their account, up to a pre-approved limit. It acts as short-term financial support for managing unexpected expenses or temporary cash shortages.
Salary Account
Sadajyoti Saving & Credit Cooperative Ltd. offers a Salary Account designed for salaried employees, providing convenient access to their earnings and facilitating seamless financial management with free life insurance coverage.
Testimonials
Hari Shrestha- Banepa Nepal
Satisfied Client
It's been more than 7 years i am connected with this institution. They provide saving account facilities as well as loan facilities in a short duration, with hassle free process.
Sita Thapa- Kathmandu Nepal
Happy Business women
As a small business owner , their door to door collection help me save money on daily basis out of my daily profit, which after sometime become my additional capital for business.
Rakesh Adhikari- Bhaktapur Nepal
Students
Education loan provided helped me fulfill my dream to study in USA. Hassle free process on collateral valuation and minimum service charges on loan made it possible to study abroad.
Ramesh Adhikari-Lalitpur Nepal
Salaried person
Salary account here offer life insurance at free of cost and also provides loan against salary guarantee which helps to withdraw some extra funds on emergency time.
Contact
- Banepa, Kavre, Bagmati Province, Nepal
- Sun-Fri - 8:30 am-5:30pm
For contact Email us or fill the form.
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Your donation can make a life-changing difference. By contributing to this cause, you're helping provide school supplies, tuition fees, uniforms, and a safe learning environment for orphaned children across Nepal. Every child deserves the chance to learn, grow, and dream big—and together, we can make that possible.
Help us break the cycle of poverty through education. Donate today and be the reason a child gets to go to school tomorrow.
